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Sunday, March 23, 2014

The Impact of the New Bankruptcy Law





The New Bankruptcy Law or the Bankruptcy Abuse Prevention and Consumer Act of 2005 which is also commonly known as 2005 Bankruptcy Act has made relevant changes to the present US Bankruptcy code. This prohibits abuses made by customers more specifically those individuals who file for bankruptcy just to get rid of the unwanted debts. One of the reforms in bankruptcy law Fort Lauderdale is that before people are eligible to filing for bankruptcy relief, they must go through a mandatory credit counseling program for about six months. After the filing was done, a financial management course needs to be completed.


Eligibility for an individual to file for Chapter 13 and Chapter 7 bankruptcy has also been altered under the new Bankruptcy Law. O identify which chapter you belong, the bankruptcy court uses the means test. The state’s median income is being compared to the average income over the preceding six months. You can only be eligible to file for Chapter 7 bankruptcy if your income falls below that median. If in case it doesn’t, further measures in the means test will assist you understand whether you need to go on filing for Chapter 7 or Chapter 13 bankruptcy.


If you cannot make up your mind or understand what the law is saying, you can consult a Ft. Lauderdale bankruptcy lawyer today. This will make the whole process of filing for bankruptcy more manageable.



Winston I. Cuenant, Esq., is a highly talented French speaking attorney Miami who can extend his helping hands to guide towards a successful legal battle. He can handle case in real estate, civil litigation, filing for bankruptcy and more.


Please Contact Our Office +19547664271 for FREE Consultation or email at contact@cuenantlaw.com.

  

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