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Thursday, December 5, 2013

How Chapter 7 Differs From Chapter 13




Perhaps you may have some questions about the Bankruptcy Law Fort Lauderdale that you want immediate answers but you have hard time finding someone to ask. Many are also having some troubles identifying the differences between chapters 7 and 13 of bankruptcy. The Chapter 7 bankruptcy is a liquidation of all the debtor’s non-exempt assets. This will result to cancelling most, if not all, types of debts that one or an organization may acquire. Bankruptcy cases that fall under Chapter 7 are advantageous to people without very valuable assets who have extremely high debt figures without the capacity to pay.



It is not impossible that a person may keep all of their possessions while wiping out most, if not all, of their duties with the asset exemption permitted in the state of Florida. But in case a person wants to retain a number of cars, homes and other valuable ownerships, the Chapter 13 is the best option. This is the chapter that is better for an individual who needs ample time to pay off particular debts. Compared to Chapter 7, Chapter 13 is not the insolvency of the non-exempted assets. In this chapter people will be able to maintain all the properties in spite of its value if one chooses to.



In addition, if you have more than one mortgaged property, you can lighten yourself of the burden of payments or your second or your third depending on the home value. If you want to educate yourself more about the Bankruptcy Law Fort Lauderdale, you should contact an undisputed lawyer or law firm.



Winston I. Cuenant, Esq., is a highly talented French speaking attorney Miami who can extend his helping hands to guide towards a successful legal battle. He can handle case in real estate, civil litigation, filing for bankruptcy and more.


Please Contact Our Office +19547664271 for FREE Consultation or visit us on 

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