NOTICE
REQUIRED BY 11 U.S.C. § 527(b):
IMPORTANT
INFORMATION ABOUT BANKRUPTCY ASSISTANCE SERVICES FROM AN ATTORNEY OR BANKRUPTCY
PETITION PREPARER.
If you decide to seek bankruptcy relief, you can represent
yourself, you can hire an attorney to represent you, or you can get help in
some localities from a bankruptcy petition preparer w ho is not an attorney. THE
LAW REQUIRES AN ATTORNEY OR BANKRUPTCY PETITION PREPARER TO GIVE YOU A WRITTEN
CONTRACT SPECIFYING WHAT THE ATTORNEY OR BANKRUPTCY PETITION PREPARER WILL DO
FOR YOU AND HOW MUCH IT WILL COST . Ask to see the contract before you hire
anyone.
The following information helps you understand what must be done
in a routine bankruptcy case to help you evaluate how much service you need.
Although bankruptcy can be complex, many cases are routine.
Before filing a bankruptcy case, either you or your attorney
should analyze your eligibility for different forms of debt relief available
under the Bankruptcy Code and which form of relief is most likely to be
beneficial for you. Be sure you understand the relief you can obtain and its
limitations. To file a bankruptcy case, documents called a Petition, Schedules
and Statement of Financial Affairs, as well as in some cases a Statement of
Intention need to be prepared correctly and filed with the bankruptcy court.
You will have to pay a filing fee to the bankruptcy court. Once your case
starts, you will have to attend the required first meeting of creditors where
you may be questioned by a court official called a “trustee” and by creditors.
If you choose to file a chapter 7 case, you may be asked by a
creditor to reaffirm a debt. You may want help deciding whether to do so. A
creditor is not permitted to coerce you into reaffirming your debts.
If you choose to file a chapter 13 case in which you repay your
creditors what you can afford over 3 to 5 years, you may also want help with
preparing your chapter 13 plan and with the confirmation hearing on your plan
which will be before a bankruptcy judge.
If you select another type of relief under the Bankruptcy Code
other than chapter 7 or chapter 13, you will want to find out what should be
done from someone familiar with that type of relief.
Your bankruptcy case may also involve litigation. You are
generally permitted to represent yourself in litigation in bankruptcy court,
but only attorneys, not bankruptcy petition preparers, can give you legal
advice.
Initials _________ __________
Winston I Cuenant,
Esq., is a Fort Lauderdale bankruptcy attorney. Mr. Cuenant areas of expertise include GeneralCivil litigation attorney Fort Lauderdale, French speaking lawyer, BankruptcyLaw Fort Lauderdale, Ft. Lauderdale bankruptcy lawyer, filing for bankruptcy,
Foreclosure defense lawyer Fort Lauderdale, Fort Lauderdale Real EstateLitigation attorney.
Please Contact Our Office +19547664271 for FREE Consultation
or visit us on http://cuenantlaw.com/
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