Cuenant Law Office

Tax Law

We can assist you with certain tax disputes with the Internal Revenue Service
Call Us for free Consutation or visit Us at http://cuenantlaw.com

Title Disputes

Boundary, Rights of Way, Roads and Title Disputes
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GENERAL CIVIL LITIGATION

General civil litigation as the name implies, applies to a broad range of laws and the associated litigation of civil law. Civil law is designed to settle disputes between individuals, organizations, associations, business entities, etc. civil litigation defines the legal status of each party without criminal action and usually includes some sort of compensation for the plaintiff. A dispute or complaint is normally settled by a lawsuit in which the plaintiff seeks reimbursement for damages, reparations for a breach of contract, compensation for injuries, business disputes, or a host of other issues involving reward, punitive damages, or contract violations to be decided by civil court proceedings.

Civil litigation can be filed against individuals, groups, associations, business entities, organizations, companies, or government agencies. Civil litigation often involves economic restitution, compensation for an injured party, deterrence from future actions, or retribution for a wrong or wrongdoing.
At Cuenant & Nazareth, PA, our civil litigation practice handles cases and disputes in the areas of:
• • • • • • • •
Complex commercial transactions
Tax law
Family law
Real Estate Litigation
Debtor/Creditor Law
Construction Disputes
Personal Injuries (including auto accidents, slips and falls, products liability, premises liability, and defamation actions)
Many others
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If your case does not fit into a specific area of the law
If we cannot take your case we can help you find an attorney that will

Cuenant and Nazareth P.A "Attorneys at Law"

Bankruptcy Attorney Tough times require tough decisions such as Bankruptcy, and legal decisions can be the toughest ones to make. Do not make them alone. We’re here to help you decide if Bankruptcy is a viable option for your financial situation. Call or Visit Us: cuenantlaw.com/

Top Tips on Foreclosure Prevention

Because of today’s dwindling economy, a lot of people are finding themselves in a difficulty to pay their monthly mortgage bills. And when mortgage payments pile up without being paid, then your home becomes at risk of being foreclosed. Don’t wait for this to happen. There are ways to avoid foreclosure and by acting immediately, you could prevent the loss of your home. Here are some important tips on just how you can do that. Avoid losing your home, avoid foreclosures, and avoid unpaid mortgage bills. Read on and learn simple tips on foreclosure prevention.
Know your mortgage.
Look into your mortgage papers. Study them. Know what the repercussions are for not paying your mortgage on time. Read your mortgage documents carefully and know the laws that can help you if you do get delayed. If options are available, know them as well.
Get in touch with your lender.
Don’t wait too long. The moment you find yourself in a difficulty to pay your mortgage bills, it is important to call your lender immediately. Know your options as early as you can. Waiting for months before doing this will make problems even worse and harder to resolve. Act immediately on the first signs of monetary troubles. Let your lender know that you want to keep your house and are willing to work with them to avoid a foreclosure.. Know your rights in the process and learn your options.
Make the law work for you.
If troubles keep compiling and payments still seem impossible, contact a Florida foreclosure defense attorney or  an attorney practicing in the state where the property is located. Reputable Fort Lauderdale bankruptcy attorney Winston Cuenant, Esq.for example knows the laws thoroughly and will be able to put you in equal footing with your lender if necessary. In making the law work for you, foreclosure might be prevented by negotiating loan modifications, negotiating payment options, or by looking into the possible benefits of bankruptcy bankruptcy protection. A good bankruptcy attorney and a good foreclosure defense attorney can help you do just that.
Be aware of money saving techniques.
At the end of the day you need to make your mortgage payments. Learn to balance your expenses with the amount of money that you are earning. Getting more income will be very beneficial in paying off your mortgage bills. Try to cut down on household costs while you are on a rough spot. Non-essential payments should be avoided such as television subscription bills, telephone bills, and the like. Lessening your expenses would help you save more for your mortgage bills. Look into additional income by renting out a room in your home, working an extra job, or by selling items in your home that you do not need anymore.
When foreclosure problems arise, it is vital that you ask for help. Talk to your lender, talk to an expert foreclosure defense attorney in your area, and find ways to get extra income to help pay off your bills.
Winston I Cuenant, Esq., has been a bankruptcy and foreclosure attorney in Fort Lauderdale Mr. Cuenant areas of expertise include foreclosure defense, consumer chapter 7 and chapter 13 bankruptcy, corporate chapter 7 bankruptcy, contract formation, real estate litigation and complex commercial transactions.

How to File for Bankruptcy

When people have debts they can’t pay for and when there is a threat to foreclose or reposes properties, some would consider filing for bankruptcy to deal with these problems. Just what is bankruptcy? Wikipedia defines it as, “a legal status of an insolvent person or an organization, that is, one who cannot repay the debts they owe to creditors. In most jurisdictions bankruptcy is imposed by a court order, often initiated by the debtor.”
The Right Bankruptcy Lawyer
If you’re thinking about filing for bankruptcy, it would be best to look into getting an expert lawyer to help you out. Look into established practices such as that of Cuenant & Nazareth P.A., a law firm that specializes in bankruptcy, real estate litigation, foreclosure defense, and general civil litigation matters. Experienced Ft. Lauderdale bankruptcy lawyer Winston I. Cuenant, Esq. will be able to guide you in every step of the way. A member of the Honors Mock Trial Team of St. Thomas University School of Law and publicly recognized for his outstanding services for pro-bono work, he is now a successful member of the Florida Bar. With his knowledge and experience, you are sure to be guided accordingly. This law firm is available to clients 24 hours a day and they also offer free consultation to further help future clients. Every bankruptcy case is different so being able to consult for free will be very beneficial for you.
Types of Bankruptcy to Choose From
There are basically 2 types of bankruptcy that apply to most personal bankruptcies.  These are Chapter 7 and Chapter 13. Here is some information about them:
Chapter 7 Bankruptcy:

• Also known as “fresh start” or “liquidation” bankruptcy.
• Here your debts are canceled but you must pay your creditors by giving up any nonexempt properties to your trustee.
• Here you may keep secured property as long as you are updated on payments and as long as you continue to make payments on a regular basis.

Chapter 13 Bankruptcy:

• Also known as “reorganization” or “wage earner plan”.
• This allows you to keep important property even though you have past due payments for them. Properties such as your home or car maybe kept if you can now pay regularly including payment towards the arrears.
• Here you will have between 3-5 years to payback the arrears.

Your Lawyer
Your lawyer will be able to guide you to which type of bankruptcy you should file for. Winston I. Cuenant, Esq. for instance is an expert in both chapter 7 and chapter 13 bankruptcy and will be able to give you pertinent details on each type of bankruptcy to help guide you when filing. Your lawyer will also be able to help you in court if needed. This is the reason why finding the right representation is extremely important.
Filing for bankruptcy may not be the answer to everyone’s debt problems. Take advantage of free consultations and inquire about your case to better understand the pros and cons of filing for bankruptcy.
Winston I Cuenant, Esq., has been a bankruptcy and foreclosure attorney in Fort Lauderdale Mr. Cuenant areas of expertise include foreclosure defense, consumer chapter 7 and chapter 13 bankruptcy, corporate chapter 7 bankruptcy, contract formation, real estate litigation and complex commercial transactions.